Project the total tax-free compensation a rating produces across your remaining years, with a 3% historical COLA assumption (38 U.S.C. § 5312).
Life Expect.
78
CDC avg.
Avg COLA
3.0%
20-yr avg
2026 Rates
Locked
Combined rating
Use your current combined rating
Current age
Used to compute remaining years out to age 78
~38 years remaining
What-if scenarios
See what each upgrade adds across your lifetime
At 60%
$1,435/mo · +$302/mo
+$250,733
LIFETIME GAIN
Now: $940,209At 60%: $1,190,942
At 70%
$1,808/mo · +$676/mo
+$560,648
LIFETIME GAIN
Now: $940,209At 70%: $1,500,857
At 100%
$3,939/mo · +$2,806/mo
+$2,328,471
LIFETIME GAIN
Now: $940,209At 100%: $3,268,680
LIFETIME VALUE AT 50%
$940,209
MONTHLY
$1,133
YEARS LEFT
~38
COLA NOTE
Projection assumes a 3% annual cost-of-living adjustment, the rolling 20-year average under 38 U.S.C. § 5312. Actual COLA varies by CPI-W.
Educational tool. Cites 38 U.S.C. § 5312 (COLA), § 1114 (rates). Lifetime values are projections based on current rates and assumed inflation. Not a guarantee of future compensation.