EDUCATIONAL TOOL ONLY. Not legal or medical advice. Not affiliated with the VA.
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Insomnia / Sleep Disorder VA Disability Rating
DC Varies | 38 C.F.R. § 4.130 | M21-1, Part IV.ii.4
OVERVIEW
Insomnia is typically rated as a symptom of a mental health condition (PTSD, anxiety, depression) under the General Rating Formula for Mental Disorders. Chronic sleep impairment is specifically listed as a symptom at 30% and above. Primary insomnia may be rated by analogy.
RATING CRITERIA (5 LEVELS)
100% -- Total occupational and social impairment
Gross impairment in thought processes; persistent delusions/hallucinations; persistent danger of hurting self/others; inability to perform ADLs; disorientation; memory loss for own name.
70% -- Deficiencies in most areas
Deficiencies in work, family, judgment, thinking, mood. Suicidal ideation; obsessional rituals; near-continuous panic/depression; impaired impulse control; inability to maintain relationships.
50% -- Reduced reliability and productivity
Flattened affect; panic attacks >1/week; difficulty understanding complex commands; impaired memory/judgment; difficulty maintaining work and social relationships.
30% -- Occasional decrease in work efficiency
Depressed mood, anxiety, chronic sleep impairment, mild memory loss with intermittent inability to perform tasks.
10% -- Mild or transient symptoms
Symptoms decrease work efficiency only during significant stress, or controlled by continuous medication.
KEY EVIDENCE TO GATHER
-Mental health treatment records
-Service records documenting stressors
-Buddy statements describing behavioral changes
-Employment records showing work impact
-Hospitalization records
-Prescription history for psychiatric medications
C&P EXAM TIPS (6)
1.Be completely honest about your worst days, not your best.
2.Describe specific examples of social and occupational impairment.
3.If you have suicidal ideation, even passively, report it.
4.Document panic attacks: frequency, duration, functional impact.
5.Mention any hospitalizations or crisis interventions.
6.Keep a symptom journal with specific dates and incidents.
EDUCATIONAL TOOL ONLY. NOT LEGAL OR MEDICAL ADVICE.
NOT AFFILIATED WITH THE U.S. DEPARTMENT OF VETERANS AFFAIRS.
CLAIM RECON 2026