VA Form 10-7959c
CHAMPVA Other Health Insurance (OHI) Certification
You are a CHAMPVA beneficiary and need to certify what other health insurance you have (or confirm you have none). Required with initial 10-10d application and updated annually.
- Who fills it
- dependent
- Journey phase
- Keeping Your Award Current
- Estimated time
- 15-20 minutes.
- When to file
- With initial CHAMPVA application and annually thereafter, or whenever your other insurance changes.
Official VA form page: https://www.va.gov/find-forms/about-form-10-7959c/
Gather before you start
- ▸Current insurance cards for all coverage
- ▸Medicare card (Part A and B numbers) if applicable
- ▸Your CHAMPVA eligibility number
Attach with the form
- ▸Copies of all current insurance cards
Section I - Beneficiary Identification
Blocks 1-4Beneficiary name, SSN, CHAMPVA number, DOBPII
Your information as the CHAMPVA beneficiary. Each covered person files their own 10-7959c. The veteran sponsor does not file this - it is for covered dependents.
(your name, SSN, CHAMPVA eligibility number)
Common mistakes
- ×Filing one form for all family members instead of one per beneficiary.
Section II - Other Health Insurance
Blocks 5-18All other health insurance policies you holdRepeatable
List every insurance plan you are covered under: Medicare Part A, Medicare Part B, employer group health plan, TRICARE (if applicable for certain family members), private individual insurance, state Medicaid. For each: insurance company name, ID/policy number, group number, effective dates, and type of coverage. CHAMPVA will coordinate with each plan listed.
e.g., Medicare Part A (No.1EG4-TE5-MK72): effective 01/2020 Medicare Part B (same): effective 01/2020 No other insurance
Common mistakes
- ×Not listing Medicare - CHAMPVA requires disclosure of Medicare coverage.
- ×Forgetting a secondary insurance - CHAMPVA asks for ALL coverage.
- ×Not updating when insurance changes - failure to update means CHAMPVA cannot coordinate correctly and you may owe more out-of-pocket.
Authority
- 38 CFR 17.270 - Spouse/child of veteran rated 100% P&T or who died of service-connected condition.
Section III - Certification of No Other Insurance
Block 19Confirm you have no other health insurance (if applicable)
If you have NO other health insurance, check this box and sign. This is the most common situation for many CHAMPVA beneficiaries who rely on CHAMPVA as their sole coverage.
Check if no other health insurance
Common mistakes
- ×Not disclosing employer insurance - even if not enrolled, if you are eligible for employer insurance, CHAMPVA may require you to enroll.
Section IV - Certification
Blocks 20-21Beneficiary signature and datePII
Sign and date. File annually or whenever insurance changes.
(your signature/date)
Common mistakes
- ×Not re-filing when insurance changes - CHAMPVA will continue coordinating with old insurance.
Statutory and regulatory authority
- 38 CFR 17.270 - Spouse/child of veteran rated 100% P&T or who died of service-connected condition.
- 38 USC 1781 - Civilian Health and Medical Program of the Department of Veterans Affairs.